Lay-By

We’ve built the future of Lay-By payments, today

We exist to open access to markets,
driving financial inclusion across Africa.

Driving real results

Why market leaders are choosing LayUp

Reduce admin costs:

LayUp’s cloud-based system automatically tracks, reconciles and collects all payments, handling the hassle for you.

Increase completion rates:

Open access to a wider audience with the credit-free payment solution that everyone can use. With interest-free instalments, LayUp completion rates increase by up to 60%.

Increase purchase value:

Average order values increase by up to 25% as payments are broken down into more affordable weekly or monthly payments.

How it works

Powering eCommerce and in-store Lay-By payments.

Transition your business into a new era of digital payments with
a digitised recurring payments system.

Download the free LayUp app

No integration required and zero monthly fees.
Get started in seconds with a truly risk-free
in-store payment solution.

Download LayUp App

Trusted by leading brands

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Built for Africa

A Lay-By payments solution made digital

Reduce admin costs:

The advanced automated platform handles all tracking and reconciliation, reducing administrative resources.

Flexible payments:

Choose the frequency and length of payments. Amend or pause in seconds.

Works across platforms:

A credit-free payment solution that any customer can take advantage of.

Remove fraud:

Reduce the risk of fraudulent activity with a system that is completely secure.

Simple to manage

Automated tracking, reconciliation & reporting

LayUp’s platform makes it easy for your business to collect and manage recurring payments using the merchant dashboard. Get full visibility of each payment plan in a centralised cloud-based system.

Simple to manage

Automated tracking, reconciliation & reporting

LayUp’s platform makes it easy for your business to collect and manage recurring payments using the merchant dashboard. Get full visibility of each payment plan in a centralised cloud-based system.

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Get started with LayUp

Enjoy low transaction fees and flexible settlements,
without a monthly contract.