LayUp - Digital Lay-By Solution for Online & In-store Business

Digitised Payment Plan Solution

Simple, Smart, Instalments

LayUp offers a way to pay for goods and services via
easy instalments before receiving the product.

Digitised Payment Plan Solution

Simple, Smart, Instalments

LayUp offers a way to pay for goods and services via easy instalments before receiving the product.

A digital payment solution that let’s
customers buy without using credit.

Increase your conversion rate at checkout and at point of sale with an innovative new way to pay. LayUp handles collections and settlement and frees you up to focus on your business.

Instant approval

No long forms needed at checkout or in-store. Activate your payment plan in less than a minute

No credit checks

We don’t do credit checks ever

No interest

Interest free instalments made easy

Foreigners welcome

We welcome foreigners to use LayUp. No ID required

Instant approval

No credit checks

No interest

Foreigners welcome

How it works?

Select LayUp payment method during checkout

Simply choose what you want and create a LayUp account. Select LayUp payment method during checkout.

Choose your
payment terms

Activate your payment plan with a small deposit and break down the total cost into more affordable monthly payments that fit your budget.

Get automated
notifications

Make payments anytime, anywhere through a personalised dashboard. Get timely notifications to stay on track and complete your payment plan on time.

Our comprehensive solution

A new way to accept payments that suits your customer’s finances

LayUp offers an omni-channel service for both online and in-store consumers.

Online: rapid and seamless integration to your existing web-based platform through our dynamic, IT light API (application programming interface)

In-store: no integration required. Simply Sign Up as a merchant and we will provide you with your own, dedicated merchant dashboard.

Supported on:

Benefits

Make timely payments anytime, anywhere!

Online solution

LayUp is Africa’s first omnichannel payment plan solution. We’re experts at stress-free, hassle-free payments with 0% interest.

Safe & secure

Pay via Card or EFT securely online & monitor your monthly payment plan in your LayUp Dashboard.

No hidden fees

We’re committed to clear, upfront pricing. You’ll never have to worry about extra costs buried in the fine print.

No penalties

There are no penalties for missing a payment. The payment plan helps you reach your savings goals.

We love them

What our clients have to say

LayUp has allowed us to offer our customers an easy option to pay off their tickets over a period of time. We considered building the feature ourselves, with LayUp’s easy integration and superb customer service we have not looked back. We expect LayUp to play a significant role in future events as consumers pockets have been hurt due to Covid-19.

Shai EvianCEO & Co-founder of Howler

It has been a pleasure working with Andrew and his team at LayUp. For years, we've been turning away clients who have asked if we have a lay-by option. It just wasn't worth all the admin to us because it can be a very complicated system to manage. Thankfully, LayUp takes most of the admin out of it for us and makes the process seamless for the client. A big win all around! We've increased our sales in a meaningful way through the partnership with LayUp.