Financially empowering shoppers

SA's first Digital Lay-By system

LayUp offers you a way to pay via easy instalments before receiving the product.

Payment plans are flexible which gives you the freedom to pay up sooner.
Instalments are interest-free and you won’t be charged late fees or penalties if you miss a payment.


Select LayUp at checkout and activate your payment plan with a small deposit via debit/credit or instant EFT

Payment Plan

Choose a payment plan that suits your budget and pay over time in interest free instalments.

Pay it off

Pay online from anywhere. We’ll send timely notifications so you stay on track and complete your plan on time.


You will receive your purchase once your interest free payment plan is complete.

Shop your way

Looking for a better way to pay over time? LayUp is an interest-free payment solution that let’s you buy without using credit.

Instant approval

Activate your payment plan in less than a minute. No forms. No paperwork.


You won’t be charged interest, ever.

No credit checks

We don’t do credit checks.

Foreigners welcome

No ID required.

Buying with LayUp is easy

Select LayUp at checkout

Choose what you want to purchase and create a LayUp account in seconds.

Choose your payment terms

Activate your payment plan with a deposit and break down the total cost into monthly payments that suit your budget.

Automated notifications

Make payments anytime, anywhere through a personalised dashboard.

To learn more, visit www.layup.co.za