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Unlock Black Friday Savings.

Discover the power of our unique platform, where you can sign up to access incredible savings and simultaneously explore our comprehensive shop directory.

Join the LayUp family and enjoy
payments on your terms.

Introducing the
LayUp Secret

Get ready to lock in incredible prices and pay for your dream items on your own terms, all with the power of your LayUp account. You won’t find this anywhere else – it’s our unique offering.

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Easy payments on your terms without credit.

A credit free savings product allowing you to shop on your terms.

How it works?

With LayUp’s exclusive Black Friday offering, you have the power to shop smarter and more efficiently. Here’s how you can unlock the secret:

step 1 discover amazing deals

Discover Amazing

step 2 lock in your price

Lock in Your

Set Your Payment

Complete Payment
& Take Delivery

A payment solution that
lets you buy without using credit.

No credit checks:

LayUp is a credit-free payment alternative so no credit checks are involved.

Zero interest:

Instalments are interest-free. No late fees, no penalties, ever.

Debt-free payment method:

LayUp is not a credit provider, there’s no risk of attracting interest or incurring debt.

Users love us because...

Pay online

Pay instalments online, from any device.

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Flexible payments

Payment plans that work for you, on your terms.

no hidden fees

No hidden fees

No interest, no debt, no penalties

Safe & Secure

LayUp is PASA and TTTP approved.

I’m ready to shop!

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I’m ready to shop!

What do our users say about us?


I used LayUp for more than three times, so wonderful to rest knowing that the item you want it’s being kept for you. I love LayUp no hassles at all. I recommend and ill use it again.

5 stars

Bhekibuhle N

great services and the gift was delivered within 7 days which was what I needed the most…

5 stars


Frankly, they are the best. They reminded me about my order which I forgot and managed to set up my profile succesfully.

5 stars

What do our users say about us?

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Calling all tech enthusiasts in Western Cape!
Calling all tech enthusiasts in Western Cape!
Sweet dreams await!
Sweet dreams await!
Techies, rejoice!
Techies, rejoice!
🚨*New Merchant Announcenent*‼️
🚨*New Merchant Announcenent*‼️

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LayUp Technologies Ltd.

44 Saturn Crescent, Linbro Park, Sandton, 2090

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@layup_payments 📱 Calling all tech enthusiasts in Western Cape! Exciting news – Cellucity now offers LayBy's in-store. Time to upgrade your gadgets! Visit us today and start your tech journey with LayUp. 📶👾 #Cellucity #TechUpgrade #LayUp ♬ original sound – LayUp Payments
@layup_payments 😴 Sweet dreams await! The Bed Centre's got your back with amazing deals. Visit and LayUp your dream bed today. No more tossing and turning, just pure comfort! 💤🛌 #TheBedCentre #DreamBed #LayUp ♬ original sound – LayUp Payments
@layup_payments 🚀 Techies, rejoice! Get ready to save big on gadgets with LayUp. Use code LAYUP23 to snatch R200 off any R2500+ purchase. October is tech-upgrade time! Shop now! 💻📱 #EpicDeals #TechUpgrade #LayUp ♬ original sound – LayUp Payments
@layup_payments 🚨*New Merchant Announcenent*‼️ We are thrilled to share that The Bed Centre officially joins the LayUp family! 🥰 That means all the best deals, a TON of savings and payments on YOUR terms, await! ✌🏾💪🏽 All you have to do is: 1️⃣ Select LayUp at checkout, 2️⃣ Set your terms, 3️⃣ Get notified. LayUp is the ONLY business that locks in your pricing, so when there’s a deal to be had and you’re a little short that month, LOCK in your pricing with just 20% down and pay the rest off how ever you like! 🔒 🇿🇦 LayBy NEVER looked this good! ##LayBy##LayUp##LayItUp##TheBedCentre##welcome##announcement##latest##newrelease#newmerchant #payments #paymentservices ♬ Party (Instrumental) – ArZaman

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