A Midas Case Study Driving Growth in 2026
The world of payments is changing. Consumers are tired of credit checks, compounding interest, and the feeling of carrying December debt into February. They want flexibility without the hidden sting. And merchants wish to find a way to unlock sales without the risk.
Enter LayUp.
Beyond helping shoppers pay over time, LayUp is proving to be a growth engine for retailers, increasing average order value, pulling future revenue into the pipeline, reducing cart abandonment, and building loyal customers who come back again and again.
One merchant who illustrates this perfectly?
Midas, a trusted household name in automotive retail, is now part of the LayUp cohort.
Why Midas + LayUp Works
Midas has always been the place customers go when something needs fixing now, not later. But urgent repairs don’t always align with payday – and customers shouldn’t have to choose between a safe car and a tight wallet.
LayUp bridges that gap with simple, smart instalments: no credit checks, no interest.
LayUp has helped Midas grow sales, attract new customers, and increase average order value – all without credit risk.
When customers can secure what they need with a deposit and pay over time, the buying barrier drops. The once-hesitant customer becomes a more confident one.
ALSO READ: LayUp for Merchants: Powering Growth with Loyalty and Trust
What LayUp Has Delivered for Midas
From the rollout framework and merchant toolkit visuals, it’s clear the partnership is built for scale. The impact is already showing:
- Increased basket size through flexible payment plans
- Growth in new customer acquisition, especially among buyers who can’t pay upfront
- Secure digital lay-bys, tracked in real time with zero store admin
- Boosted turnover from ongoing instalments flowing through the pipeline
Additionally:
- 88% of LayUp users are new customers in similar retail sectors
- Builds trust and affordability, turning browsers into buyers
A Frictionless Experience For Customers and Staff
Speed matters. Confidence matters. No chaos at the counter matters.
LayUp keeps it clean:
- Activate a plan in under 60 seconds
- No onsite paperwork
- Customers track their payments online
- Stores get instant visibility with no reconciliation work
When the final instalment clears, the customer collects. The store gets paid. No chasing, no admin, no losses. Just sales.
The Bigger Picture: Why This Case Study Matters
Midas is more than a partner – it’s proof.
Proof that when merchants prioritise flexibility, conversion increases.
Proof that when customers feel financially respected, loyalty grows.
Proof that LayUp isn’t just a tool; it’s a competitive advantage.
And as marketing efforts and store-floor education continue to scale across more branches, we expect even more numbers in 2026 – plus higher AOV, more returning customers, more completed lay-bys, and greater month-on-month revenue certainty.
ALSO READ: Empower Your Business Growth with LayUp’s Lay-By Payment Plan
Where We Go Next
The rollout is already live and expanding. The roadmap is clear:
- Increase awareness across Midas stores.
- Drive LayUp adoption at the till and product level.
- Track conversion trends and optimise based on store performance.
- Scale nationally with proof-based momentum.
Scaling is exactly what we intend to do.
Final Word
LayUp isn’t just making payments easier; it’s helping retailers thrive. Midas is proof that when you remove friction, interest, risk, and the shame around affordability, shoppers say yes, merchants grow, and the market shifts – driving sales.
