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Unlock the Future of
Payments Today.

LayUp seamlessly caters to businesses of any scale with a single API
integration or user-friendly offline solutions, ensuring comprehensive handling
of all recurring payment requirements from start to finish.

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Trusted by SA’s leading brands.

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Services created just for you.


A credit-free payment solution, zero interest, pay online and in-store.


Create flexible subscription plans that suit your needs.


Pre-order your favourite soon-to-be-released or out-of-stock products.

Our mission

Shaping the future of
payments in Africa

LayUp Technologies is an advanced recurring payments system focused on driving financial inclusion in Africa through cloud-based pre-payment technology. LayUp services businesses with digitised lay-by, subscriptions, stokvels and debit order payments; making interest-free instalments simple and easy.

Our platform

Easy to integrate

With LayUp’s restful API, all you need is an API key to get started. Quick and easy to install eCommerce plugins.

Automated reporting

LayUp’s system tracks and reconciles all online and in-store recurring payments through cloud-based technology.

Third Party Payment Provider

Approved license through Payment Association of South Africa (PASA).

Manages customer lifecycle

End-to-end customer management.

How it works?

It only takes seconds to set up your payment plan

1. Consumers will select LayUp before checkout.

Consumers create an account and opt for LayUp during the checkout process.

Create Payment Plan - Online

2. Consumers set up their payment plan.

Consumers activate their payment plan with a small deposit and choose a payment plan on their terms.

Customer Sign Up - Online

3. Consumers get notified automatically.

We send notifications to consumers to stay on track and complete their payment plans on time.

Payment completion

Driving real results

Why market leaders are choosing LayUp.

Increase revenue:

With seamless transactions, LayUp increases revenue by up to 55% with a credit-free payment solution that any customer can take advantage of.

Increase completion rates:

With interest-free instalments, more and more customers are choosing to shop using LayUp. See up to 60% more completion rates.

Increase purchase value:

See an increase of up to 25% from average order values as customers break down their costs into affordable instalments.

Simple to manage

Automated tracking, reconciliation & reporting.

LayUp’s platform makes it easy for your business to collect and manage recurring payments using the merchant dashboard. Get full visibility of each payment plan in a centralised cloud-based system.

layup merchant dashboard

Remove fraud:

Reduce the risk of fraudulent activity with a system that is completely secure.

Reduce admin costs:

The advanced automated platform handles all tracking and reconciliation, reducing administrative resources.

Flexible payments:

Choose the frequency and length of payments. Amend or pause in seconds.

Works across platforms:

A credit-free payment solution that any customer can take advantage of.

What do our customers say about us?

Diane Swanepoel

Diane Swanepoel

LayUp is a credit-free payment alternative that lets anyone make purchases without using credit.

5 stars
Thabiso Nyambawu

Thabiso Nyambawu

Instalments are interest-free. You won’t be charged late fees or penalties for missing a payment, ever.

5 stars
Nothando Sigwaxa

Nothando Sigwaxa

LayUp is not a credit provider, so you will never be at risk of attracting interest or incurring debt.

5 stars

What do our users say about us?

Ready to sign up with LayUp?

Enjoy low transaction fees and flexible settlements,
without a monthly contract.

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LayUp Technologies Ltd.

44 Saturn Crescent, Linbro Park, Sandton, 2090

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