(Spoiler: It’s not just phones and couches.)
When most people hear “lay-by,” they think of an easy payment plan for life’s essentials, like getting that fridge you really need or slowly paying off a phone upgrade. But LayUp offers so much more than your average lay-by. It’s an easy-to-use digital-first way to pay over time for the things that make life easier and more enjoyable.
And yes – it’s always interest-free.
Whether you’re planning your next holiday, redecorating your home, or just need a new pair of wheels (the literal kind), LayUp helps you pay your way – without credit checks, debt traps, or hidden fees.
Here are five things you might not know you can purchase with LayUp:
1. A Beachfront Holiday (Because You Deserve It)
This might surprise you, but a LayUp payment plan is not only for gadgets. With partners like The Blue Marlin Hotel (affiliated with Dream Hotels and Resorts), you can book your dream holiday now and pay it off in the months leading up to your trip. That means no credit card guilt and no last-minute budgeting panic.
ALSO READ: LayUp x Blue Marlin: All-Inclusive Getaways
2. Designer Furniture That Doesn’t Break the Bank
Want the plush couch or minimalist dining table you’ve been eyeing on Instagram? LayUp partners with local furniture retailers, like Leather Gallery and Native Decor, allowing you to shop sustainably and affordably. Instead of settling for flat-pack now, you can save smart and get the piece that lasts.
3. Tech Toys and Productivity Essentials
From iPhones to gaming gear to office tech, LayUp is available at stores like TechMarkit and iStore. Whether it’s a laptop for work or a tablet for your kids, LayUp lets you split the cost into manageable instalments – without paying a cent more.
4. Tyres, Batteries and Car Essentials
Yep – With Midas, LayUp can keep your car on the road, too. Tyres, batteries, and auto repairs can creep up out of nowhere. But with LayUp’s flexible plans, you can prep ahead or pay over time.
5. Your Dream Engagement Ring
Weddings are expensive – but your ring doesn’t have to wreck your budget. With LayUp, you can pay for your Moissanite engagement ring from Luxe Moissanite in flexible, interest-free instalments.
ALSO READ: No Credit Checks: The Lay-by Explained
The Bottom Line: If It Matters, You Can Probably LayUp It
LayUp is available at hundreds of South African retailers – from the practical to the aspirational. And every purchase comes with zero interest, zero credit checks, and 100% transparency.
So whatever your next big-ticket goal is – book it, build it, or buy it now, and pay it off at your own pace.
Explore stores that offer LayUp here and start planning today.
