Online & In-Store

LayUp is free to use with no interest charged. Simple, smart payments
changing the way Africa transacts.

How it works

Online & In-Store

Save Now,
Buy Later

LayUp is free to use with no interest charged. Simple, smart payments changing the way Africa transacts.

Shop debt-free.
Wherever you are.

Now, you can split the cost at your favourite stores.
Pay over time, in a way that suits you.

Accepted payment methods

visa
debicheck

Pay online, from any device

A payment solution that lets you buy without using credit

No credit checks:

LayUp is a credit-free payment alternative that lets anyone make purchases without using credit.

Zero interest:

Instalments are interest-free. You won’t be charged late fees or penalties for missing a payment, ever.

Instant approval:

Activate your payment plan in seconds. No forms or paperwork needed.

Debt-free payment method:

LayUp is not a credit provider, so you will never be at risk of attracting interest or incurring debt.

Pay online, from anywhere:

Save time reducing travel costs to and from stores, make convenient payments instalments online through your LayUp account.

Instant approval:

To provide greater access, LayUp doesn't require an ID number. You only need a South African cellphone number.

How it works

LayUp provides shoppers with the latest secure recurring payment methods in the market. Here’s how the platform can work for you.

How it works

LayUp provides shoppers with the latest secure recurring payment methods in the market. Here’s how the platform can work for you.

Accepted payment methods

visa
debicheck

Change the way you pay

If you have any questions or concerns about
using LayUp, we are here to help.